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Membership Advantage

The SDPAA is owned by its Members and offers broad specialized coverage for the following:

  • General Liability
  • Automobile Liability
  • Automobile Physical Damage
  • Public Officials Liability
  • Law Enforcement Liability
  • Property
  • Equipment Breakdown
  • Enhanced Crime 
  • Cyber Liability

SDPAA Members receive the following benefits:

  • Stable pricing
  • Risk control surveys conducted on-site every three years at no additional cost
  • Property valuation reviews conducted on-site every four years at no additional cost
  • Risk control, loss control, and safety assistance at no additional cost

The SDPAA offers a variety of credits for qualifying Members.  These credits reduce Members’ cost of coverage.

Interested in becoming a Member? Complete the SDPAA Member Application. Return completed application via email to or via fax at (605) 271.7830. Please contact SDPAA at 605.224.8654 or 800.658.3633 (Option 2) or via email at with any questions.

Codington County joined the SDPAA in 1989 and truly appreciates everything SDPAA has done to assist the County.  In July 2017 Codington County incurred damage to numerous County owned vehicles due to hail damage.  SDPAA was on the spot with an adjuster and made prompt payment to the County for the damages incurred by the hail event.  The staff at SDPAA is the best to work with and you can present them with any question and they will answer you quickly and/or direct you to the correct party to resolve any issues or claim questions.  Codington County looks forward to working well into the future with SDPAA. Cindy Brugman, Codington County Auditor